The Total Money Makeover (edit title/settings)

Ridiculously Simplified Synopsis edit see section history

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People edit see section history

• Dave Ramsey: Author and self help guru
• Sara: Add a description of this character.
• John
• Murphy
• Sharon
• Michael
• Bob
• Craig
• Roth
• George
• Dave Rants
• Ken
• Joe
• Lilly
• Gayle
• Tom
• Grandpa
• Tammy
• Steve
• Jared
• Luke
• Amanda
• Amy

Quotes edit see section history

• “For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don't back down.”

• “The enemy of "the best" is not "the worst." The enemy of "the best" is "just fine."”

• “Please don't be under the illusion that this government, one that is so inept and dim-witted with money, is going to take great care of you in your golden years.”

• “Stupid things are always going to be done in families unless the wiser member learns to stand up to the forceful one.”

• “Sometimes people tell me I should be more positive. Well, I AM positive; it IS going to rain, so you need a rainy-day fund.”

• Popular Highlights from Kindle Customers

• “A budget is people telling their money where to go instead of wondering where it went.”

  Highlighted by 1134 Kindle customers

• IF YOU WILL LIVE LIKE NO ONE ELSE, LATER YOU CAN LIVE LIKE NO ONE ELSE.

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• It is human nature to want it and want it now; it is also a sign of immaturity. Being willing to delay pleasure for a greater result is a sign of maturity.

  Highlighted by 570 Kindle customers

• I suggest a Money Market account with no penalties and full checkwriting privileges for your emergency fund.

  Highlighted by 560 Kindle customers

• “a man with an experience is not at the mercy of a man with an opinion.”

  Highlighted by 546 Kindle customers

• Growth-stock mutual funds are what I recommend investing in for the long term. Growth-stock mutual funds are lousy short-term investments because they go up and down in value, but they are excellent long-term investments when leaving the money longer than five years.

  Highlighted by 505 Kindle customers

• Albert Einstein said, “Great spirits have often encountered violent opposition from weak minds.”

  Highlighted by 433 Kindle customers

• Winning at money is 80 percent behavior and 20 percent head knowledge.

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• (Aristotle once said “To avoid criticism say nothing, do nothing, and be nothing.”)

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• Proverbs 22:7: “The rich rules over the poor, and the borrower is slave to the lender” (NRSV).

  Highlighted by 416 Kindle customers

Setting & Locations edit see section history

• America
• Debt Snowball

First Sentence edit see section history

Table of Contents edit see section history

Authors & Contributors edit see section history

1. Dave Ramsey (Author)

First Edition edit see section history

Classification edit see section history

• Library of Congress: Add the Library of Congress Classification.
• Dewey: 332.02402

Notes for Parents edit see section history

This book is geared toward adult finances. That being said, it is an excellent read for teenagers to help prepare them for dealing with finances in the real world.

Subjects edit see section history

• Books › Business & Investing › Personal Finance › Budgeting & Money Management
• Books › Business & Investing › Personal Finance › Credit Ratings & Repair
• Books › Business & Investing › Finance

Links to Supplemental Material edit see section history

• www.daveramsey.com