Search advanced search
 
Books
Search:
x dismiss this message

Did you know you can edit this page?

Confessions of a Predatory Lender
  • Rated 0 stars
Read Confessions of a Predatory Lender

Confessions of a Predatory Lender (2012) (edit title/settings)

by Irma Fritz (Author) (edit contributors)

Share this book on:
see page history

Description edit see section history

Meet Christy. She’s all about Palouse. She was born in the town of Palouse, in the Palouse region of Washington State. Her family name is Palus, and her father is a descendant of the Palouse tribe. Watered down to a few drops. Still, it’s something she is proud of. If someone had told her that... read more

Summary edit see section history

A nice young girl from a small town in Eastern Washington comes to the big city of Seattle with enough ambition to pay off the mortgage her parents took out on their farm so she could go to college. Megan is her BFF, former college roommate, and ever-present and irreverent sidekick. Megan's... read more (warning: may contain spoilers)

A nice young girl from a small town in Eastern Washington comes to the big city of Seattle with enough ambition to pay off the mortgage her parents took out on their farm so she could go to college. Megan is her BFF, former college roommate, and ever-present and irreverent sidekick. Megan's family are also farmers. But while Christy's parents barely scrape by, Megans family owns one of those Eastern Washington mega farms! The two girls are accepted into a loan officer training class at Goode Mortgage Bank and are taught mortgage banking principles. You know, the stuff that makes them able to determine if the borrower can pay back the loan. But before the class ends, the president of Goode, Big Lou, turns everything upside down. It's a new day in banking. Everyone deserves to own a home now, regardless of income or prior debt. With home prices going up, the bank can't lose. When Megan questions the big boss, she comes close to getting kicked out of class.
In the end, Christy and Megan achieve their dreams and become loan officers. They report to Frances, their boss from hell, and make loan after loan. When they get their first commission check, they lease fancy cars and think of buying a house. When Christy is picked as team leader and Megan isn't, Christy wants to quit. But Megan reminds Christy of the debt she owes her parents and they make a new pact: Take the money and run! Christy makes friends with Frances and, choosing to ignore the rumors that officers are falsifying loan docs, she climbs the corporate ladder all the way to her very own corner office. When the time comes to suggest one of her team members for promotion, she does not suggest Megan, fearing Megan will stir up trouble. Now Christy starts to keep secrets from her best friend. Secrets about what's actually going on in the bank, as well as the truth about bad boy Josh, for whom Christy has fallen hard, believing he comes from a wealthy family. When the truth comes out about who Josh really is, Christy is left heartbroken while Megan meets her true love.
Christy and Megan buy their dream home, invest in income property, and are soon as deep in debt as their customers who bought homes at the height of the real estate market. When the bubble bursts and all is lost, Christy confesses her guilt in the mortgage loan fiasco to Frances. But Frances convinces Christy that she is not the predatory lender.
Does Christy believe this?

Characters edit see section history

  • Christy: A nice young girl from a small town in Eastern Washington, who comes to the big city of Seattle with enough ambition to become a mortgage loan officer and pay off the debt her parents took on so she could go to college.
  • Megan: Christy's ever-present and irreverent sidekick who picked up trash-talking in college.
  • Billy: Former Marine and Goode Mortgage Bank's loan officer trainer.
  • Big Lou: The president, CEO & Chairman of the Board of Goode Mortgage Bank, the bank his daddy built up from one branch.
  • Frances: The boss from hell with a twist.
  • Ed: The former realtor, nicknamed "the real-turd" with connection in high places.
  • Bob: The Justin Timberlake in pinstripes.
  • Steve: Sexy and charming, he is the god of all of mortgage lending.
  • Josh: The guy Christy falls for hard. Who is Josh, rich kid or thief?
  • The Alexanders: The wealthy trio of tanned, fit people with easy manners includes Chas, his wife Binky, and their son, the real Joshua.
  • Helen: The divorcée with the crimson lips, nicknamed "non-dairy creamer." You do know why, don't you?
  • Chuck: Chuck, the jock, is Megan's friend and running partner.
  • Vito: The Elvis Costello look-alike.
  • The Otts: Christy's first loan customers, Sally and John Ott.
  • Cat: The cat is grey and fat and came with the houseboat rental. Since we didn’t know her name, and didn’t think it right to invent one for her, we simply called her Cat.
Show all 15 characters
Popular Covers

Loading covers…

Choose your book’s cover

Setting & Locations edit see section history

Seattle, Washington
  • Palouse: The city of Palouse is a small town in Eastern Washington. Our protaganist is all about Palouse. In her own words: "Christy, that’s me. Christy from Palouse. But then I’m all about Palouse. I was born in the town of Palouse, in the Palouse region of Washington State. My family name is Palus, and my father is a descendant of the Palouse tribe. Watered down to about one-eighth. Still it’s something I’m proud of."

First Sentence edit see section history

If someone were to say to me that I would become a predatory lender, betray my best friend, fall in love with a thief, and help my bosses bankrupt the company, I would laugh out loud.

Themes & Symbolism edit see section history

Authors & Contributors edit see section history

  1. Irma Fritz (Author)

First Edition edit see section history

Original Language: English
Publisher: CreateSpace
Country: USA
Publication Date: December 3, 2012
ISBN: 1481255436
Page Count: 420

Notes for Parents edit see section history

Reading Level: Adults

When the story begins, my protagonist is a 23-year-old college graduate. She does not use profanity; however, her BFF, roommate, and irreverent sidekick, Megan, picked up trash talking in college.

We’re hiding the errata, movie connections, books that influenced this book, books influenced by this book, books that cite this book and books cited by this book sections. If you would like to add content to them, you must first make them visible.

© 2006-2013 Shelfari | Terms & Conditions | Privacy Policy | Copyright Policy

Close