Meet Christy. She’s all about Palouse. She was born in the town of Palouse, in the Palouse region of Washington State. Her family name is Palus, and her father is a descendant of the Palouse tribe. Watered down to a few drops. Still, it’s something she is proud of. If someone had told her that... read more
A nice young girl from a small town in Eastern Washington comes to the big city of Seattle with enough ambition to pay off the mortgage her parents took out on their farm so she could go to college. Megan is her BFF, former college roommate, and ever-present and irreverent sidekick. Megan's... read more (warning: may contain spoilers)
A nice young girl from a small town in Eastern Washington comes to the big city of Seattle with enough ambition to pay off the mortgage her parents took out on their farm so she could go to college. Megan is her BFF, former college roommate, and ever-present and irreverent sidekick. Megan's family are also farmers. But while Christy's parents barely scrape by, Megans family owns one of those Eastern Washington mega farms! The two girls are accepted into a loan officer training class at Goode Mortgage Bank and are taught mortgage banking principles. You know, the stuff that makes them able to determine if the borrower can pay back the loan. But before the class ends, the president of Goode, Big Lou, turns everything upside down. It's a new day in banking. Everyone deserves to own a home now, regardless of income or prior debt. With home prices going up, the bank can't lose. When Megan questions the big boss, she comes close to getting kicked out of class.
In the end, Christy and Megan achieve their dreams and become loan officers. They report to Frances, their boss from hell, and make loan after loan. When they get their first commission check, they lease fancy cars and think of buying a house. When Christy is picked as team leader and Megan isn't, Christy wants to quit. But Megan reminds Christy of the debt she owes her parents and they make a new pact: Take the money and run! Christy makes friends with Frances and, choosing to ignore the rumors that officers are falsifying loan docs, she climbs the corporate ladder all the way to her very own corner office. When the time comes to suggest one of her team members for promotion, she does not suggest Megan, fearing Megan will stir up trouble. Now Christy starts to keep secrets from her best friend. Secrets about what's actually going on in the bank, as well as the truth about bad boy Josh, for whom Christy has fallen hard, believing he comes from a wealthy family. When the truth comes out about who Josh really is, Christy is left heartbroken while Megan meets her true love.
Christy and Megan buy their dream home, invest in income property, and are soon as deep in debt as their customers who bought homes at the height of the real estate market. When the bubble bursts and all is lost, Christy confesses her guilt in the mortgage loan fiasco to Frances. But Frances convinces Christy that she is not the predatory lender.
Does Christy believe this?
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