“Each year, my husband gets a cost of living increase. It’s always eaten up by rising cost of living. That’s expected. What isn’t expected is the economy’s increase has also eating up his other raises over the past couple of years. Our biggest expense is food and household products. Please know, we are fairly frugal and I really thought this is just how life is going to be. I didn’t think we had any control. That’s how I felt before reading Nelson’s book.

Before I go further, I want...”

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