by Wesley Karchut, Darby Karchut
“Now, I haven’t been a teen for many years, but I still need to manage my money wisely, no matter my age. And let me tell you, it isn’t always easy. Have you ever bought something you couldn’t afford and charged it perhaps? After all, you could pay it out a little at a time. Yeah, sounds simple, right. I’ve done it, among other careless things with my money.
Authors Wes Karchut and Darby Karchut have written a book, MONEY AND TEENS SAVVY MONEY SKILLS, that deals with just about everything you need to know about money. And it can help you make a lot of decisions about every dollar you earn. I wish I’d had this book years ago when I thought credit cards were magic and the answer to buying everything I wanted, when I wanted it. Oops! Was I mistaken.
A table of contents shows you what each chapter contains so you can easily find the topic you’re most interested in, though you will want to read the entire book because it’s filled with not only information but good advice too. Going back to the credit card for a second, Chapter 4 discusses debt. The credit card is good, if you pay what you charge during the “grace period” or in full each month. If you don’t, you may never pay off the amount you charged. How’s that? you ask. MONEY AND TEENS SAVVY MONEY SKILLS tells you. The chapter Consumer Savvy goes into knowing the difference between your wants and your needs. You’ll also read about debt, banking accounts, savings accounts, certificates of deposit and so much more. You’ll learn about taxes. Yep, you can’t get away from taxes.
Are you planning to attend college and maybe need a loan? Check out Chapter 13, Student Loan Savvy. You didn’t know having money was so complicated did you? Whether you‘re having trouble money wise or not, this book will help you figure the best way to get the most for your money. MONEY AND TEENS SAVVY MONEY SKILLS would make a great addition to school libraries and public libraries, also colleges and individuals, to help make smart decisions when considering the best way to deal with every dollar you’ve worked so hard to earn. Like the front cover of the book says: “Waste Less, Have More.” Very good advice. Enjoy.
beverlyjean wrote this review Wednesday, February 13, 2013.